Skip to content
EN
Ask a questionAsk

Theme

Playbook

Handover of a new flat (odbiór): checklist, defects and deadlines

Published Updated Reviewed 6 min read
Contents
  1. The steps
  2. When handover happens and how you are told
  3. What to prepare
  4. The handover checklist
  5. Filling in the protocol
  6. After you sign: the 14- and 30-day deadlines
  7. If the flat has a significant defect
  8. Defects found later
  9. Common mistakes
  10. Check before you sign the protocol
  11. Short answers

Facts being checked

A lawyer or tax adviser is still reviewing this text. Use it to get your bearings, not as legal or tax advice.

The steps

In the order they happen. Each step is explained in full further down. Usually takes 30 days.

  1. Step 1 of 8: Read your contract

    Find the handover notice clause, the finishing annex and the area measurement method.

  2. Step 2 of 8: Confirm the date

    Reply to the handover invitation in writing and propose a new date if you cannot attend.

  3. Step 3 of 8: Prepare documents and tools

    Bring the contract, floor plan, finishing annex, laser meter, spirit level, socket tester and torch.

  4. Step 4 of 8: Inspect room by room

    Check windows, doors, walls, floors, electrics, plumbing, heating and ventilation against the plan.

  5. Step 5 of 8: Check area, meters and keys

    Compare the measured area with the contract, record meter readings and list all keys.

  6. Step 6 of 8: Fill in the protocol

    List every defect separately with its location, attach photos and mark anything not checked.

  7. Step 7 of 8: Track the 14-day answer

    Wait for the developer's written answer; silence after 14 days means the defects are accepted.

  8. Step 8 of 8: Track the 30-day repair

    Check repairs by the 30-day deadline or the justified new date, and set your own deadline if it is missed.

Handover (odbiór) is the inspection you make before the transfer deed, once the building's occupancy permit is final. You must attend, a protokół odbioru (handover protocol) is signed, and every defect you write into it starts two legal clocks: the developer has 14 days to respond in writing and 30 days to fix the defects it accepts. What you do not record is much harder to claim later, so prepare properly and take your time.

This guide is information, not legal advice. It reflects the Developer Act as in force in November 2026.

When handover happens and how you are told

Handover takes place after the occupancy permit (pozwolenie na użytkowanie) has become final, or for a house after a completion notice that was not objected to. It comes before the transfer deed.

There is no statutory "14-day notice" before handover. The way you are notified and the handover date are set in your developer agreement, so read that clause now. If you cannot attend on the proposed date, reply in writing and propose another. Be careful: if a buyer fails to appear twice, with summonses at least 60 days apart, the developer may withdraw from the contract.

What to prepare

Documents

  • your developer agreement, including the finishing annex (the description of the standard);
  • the prospectus and any annexes;
  • the floor plan with dimensions and the location of sockets, switches and installation points;
  • any agreed changes to the layout (zmiany lokatorskie), with drawings.

Tools

  • a laser distance meter and a tape measure;
  • a long spirit level (at least 2 m) for walls and floors;
  • a socket tester or a phone charger to test sockets;
  • a torch, sticky notes or masking tape to mark defects;
  • a phone for photos and video, with a full battery.

Help

You can bring a family member or pay a building inspector. An inspector is optional, but it is often worth it for a first purchase, because they know where finishing problems hide. Agree the price and the scope (for example, whether they measure the area) before the day.

The handover checklist

Work room by room, top to bottom. Take a photo of each defect with something that shows scale.

Area What to check
Windows and balcony doors Open, close and tilt every sash; seals; scratches on glass and frames; window sills; drainage
Entrance door Locks, all keys, door closes evenly, no damage, the door class matches the contract
Walls and ceilings Flatness with the level, cracks, plaster quality, corners at right angles
Floors (screed) Flatness, cracks, hollow sound when tapped, height differences between rooms
Electrics Number and position of sockets and switches against the plan, the fuse box and its labels
Plumbing Water and drain points in the right place, caps, no leaks, water meters
Heating Radiators fixed and undamaged, valves, heat meters or cost allocators
Ventilation Vents present and unblocked; a sheet of paper should be drawn to the grille
Balcony or terrace Railings, drainage, waterproofing at the door, tiles
Storage and parking Location and number match the contract, door and lock
Common parts Staircase, lift, entrance, letter box (record these separately if the developer allows)

Area and measurements

Your contract must state how the usable area will be measured. For contracts signed since early 2026 the price is expressed as usable area multiplied by the price per m², so the measured area matters. Check the area in the as-built measurement and ask how the contract settles a difference between the planned and actual area. If you are unsure, note in the protocol that you do not accept the measurement and request the measurement report.

Meters and keys

Write down the readings of electricity, water and heat meters in the protocol, with photos. List every key and remote control you receive.

Filling in the protocol

  1. Write each defect separately, with its location ("living room, wall by the window: crack 40 cm long").
  2. Do not accept vague wording from the developer's representative such as "minor finishing issues".
  3. Attach photos, or note that photos were taken and send them by email the same day.
  4. If something cannot be checked (for example, no electricity yet), write that it was not checked.
  5. Keep your own signed copy.

Watch out: signing the protocol does not mean you accept the flat without defects. It records the state on the day. What matters is that every defect you saw is written down.

After you sign: the 14- and 30-day deadlines

Deadline Counted from What happens
14 days Signing the protocol The developer must accept the listed defects or reject them in writing, with reasons. Silence means the defects are accepted.
30 days Signing the protocol The developer must fix the accepted defects.
A new date If the developer cannot meet 30 days despite due diligence It must give you another date, with reasons, which may not cause you excessive inconvenience.
Your deadline If the new date is also missed You set a further deadline; after it, you may have the defect fixed at the developer's cost.

Keep all correspondence in writing (email is fine if the contract allows it). Put the dates in your calendar.

If the flat has a significant defect

The act lets you refuse handover if there is a wada istotna (significant defect) and the developer refuses to acknowledge it in the protocol. The act does not define "significant", so whether a defect is significant is a legal question; a scratch will not be, but ask a lawyer about anything that seriously affects use or departs from the contract.

At a repeat handover, the refusal must be supported by a building expert's opinion. You apply for it within a month. If the expert finds no significant defect, you pay the cost; if one is found, the developer pays and you may withdraw from the developer agreement. This is a serious step, so talk to a lawyer before refusing handover.

Defects found later

  • Between the protocol and the transfer deed: you can report new defects; the same 14- and 30-day clocks run from your report.
  • After the transfer: the developer is liable for physical and legal defects under the Civil Code warranty (rękojmia). For real estate the warranty period is five years from the day the flat was handed over to you. Whether that day is the protocol date or the deed date in a particular case is a question for a lawyer, so report defects as soon as you see them.

Common mistakes

  • Coming without the finishing annex, so you cannot say what is missing.
  • Signing in a hurry because the representative has "another handover in 20 minutes".
  • Inspecting in the evening without electricity or daylight.
  • Not testing every window and socket.
  • Starting fit-out work before defects in screed and walls are recorded, which makes later claims harder to prove.

If your flat is shell-and-core, the inspection is about the base finishes; for a turnkey flat you also check the finishing work. See shell-and-core vs turnkey for what each standard usually includes. Where handover fits in the full purchase is shown in buying from a developer step by step, and the withdrawal rules are in reservation and developer agreements. Short answers to common handover questions are collected in handover and defects: questions and answers.

Check before you sign the protocol

  1. Every defect is listed separately with its location.
  2. Meter readings and keys are recorded.
  3. The area measurement is attached or your objection is written down.
  4. Anything not checked is marked as not checked.
  5. You have a signed copy and your photos are backed up.

Sources

  1. Developer Act (ustawa deweloperska), consolidated text Dz.U. 2026 poz. 880, art. 41 · accessed
  2. Dz.U. 2025 poz. 1167: Civil Code warranty applies to developers (art. 41a) · accessed
  3. Civil Code, consolidated text Dz.U. 2025 poz. 1071 (art. 568) · accessed
  4. Dz.U. 2026 poz. 27: price as usable area times price per m2 (art. 5a) · accessed

Not advice

This material is for information only and is not legal, tax or financial advice. Confirm the details with a notary, an adviser or your bank before you decide.

Share

Questions

Still wondering? Short answers

Can I move in or start fit-out before the transfer deed?

Only if the developer agrees, because until the deed you are not the owner. Some developers hand over keys after the protocol so fit-out can start; others wait for the deed. If you start work early, make sure every defect in walls, floors and installations is already recorded, because once tiles or flooring are laid it is hard to prove the original state. Ask for the key arrangement in writing.

Should I hire a professional inspector?

It is not required, but it often pays off for a first purchase or a large flat. An inspector brings measuring tools, knows typical problems with screeds, windows and ventilation, and writes defects in precise language that the developer cannot easily dismiss. Agree the fee and the scope in advance, including whether they check the area. You must still attend in person and sign the protocol yourself.

What if the developer's representative refuses to write a defect in the protocol?

Insist that every defect you point out is recorded, even if the representative disagrees with it. The developer can reject defects in writing within 14 days, but it should not stop you listing them. If the disputed issue is a significant defect, the act lets you refuse handover. Write your own note of the disagreement, take photos and send everything by email the same day so there is a dated record.

The developer did not reply within 14 days. What now?

Under the act, if the developer does not answer in writing within 14 days of the protocol, the defects you listed are treated as accepted. The developer then has 30 days from the protocol to fix them, or must give a justified later date. Write to the developer confirming that the defects are deemed accepted and asking for the repair date. Keep copies of all messages.

  • Playbook

    Buying a new flat from a developer in Poland: step by step

    Ten steps from shortlist to land register: read the prospekt informacyjny, check the developer, reserve, sign the notarial umowa deweloperska, pay into escrow by stage, inspect at handover, sign the transfer deed and register ownership.

    8 min read

  • Playbook

    Getting a mortgage in Poland as a foreigner: step by step

    Foreigners can get a Polish mortgage, but each bank sets its own rules. Expect to need a valid residence document, stable income in złoty, a documented own contribution of usually 20% and time to fit the reservation, developer agreement and escrow payments together.

    8 min read

  • Playbook

    How to check a developer in Poland before you sign

    Read the prospectus, inspect the documents the developer must show you, check the land register and company register, search insolvency notices, confirm the escrow type and bank, and use a risk score only to decide where to dig deeper.

    6 min read

Data

Check it against the data

The same points as in the text, on live prices and registers.

Stuck on a step?

Tell us where you are. We will say what to check now and what comes next.

Ask about your stage

We reply in Polish, Ukrainian, Russian and English, usually within one working day.

Elsewhere in the knowledge base

  • Toolbox

    Calculators with stated assumptions: payment, borrowing capacity, buying costs, yield.

  • Know-how

    Explainers: costs, taxes, mortgages for foreigners, developer risk, buyer rights.

  • Questions & answers

    Short answers to what buyers ask most, grouped by topic.

  • Investor notes

    Renting, yield, taxes and risk: looking at a flat as an investment.

Ask a question