Playbook
Each procedure is a list of steps in the order they happen, with what to check before you move on.
4 articles
Playbook
At handover you inspect the flat and list every defect in the protokół odbioru. The developer then has 14 days to answer in writing (silence means acceptance) and 30 days to fix accepted defects. Here is what to bring, what to check and what to do next.
Playbook
Foreigners can get a Polish mortgage, but each bank sets its own rules. Expect to need a valid residence document, stable income in złoty, a documented own contribution of usually 20% and time to fit the reservation, developer agreement and escrow payments together.
Playbook
Read the prospectus, inspect the documents the developer must show you, check the land register and company register, search insolvency notices, confirm the escrow type and bank, and use a risk score only to decide where to dig deeper.
Playbook
Ten steps from shortlist to land register: read the prospekt informacyjny, check the developer, reserve, sign the notarial umowa deweloperska, pay into escrow by stage, inspect at handover, sign the transfer deed and register ownership.
Data
The same points as in the text, on live prices and registers.
Prices from developers' price lists, updated daily
Median price per m² and number of listings in each district
Company history and signals from public registers
Where the developer data comes from and what the score means
Tell us where you are. We will say what to check now and what comes next.
We reply in Polish, Ukrainian, Russian and English, usually within one working day.
Calculators with stated assumptions: payment, borrowing capacity, buying costs, yield.
Explainers: costs, taxes, mortgages for foreigners, developer risk, buyer rights.
Short answers to what buyers ask most, grouped by topic.
Renting, yield, taxes and risk: looking at a flat as an investment.