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Methodology

How the public-records score is built

Contents
  1. Prices
  2. Companies and groups
  3. Public-records score
  4. Levels
  5. AI review
  6. Limits

Here is exactly which public registers we build the developer risk score from, how often, and how we infer sales.

Prices

We update prices daily and show them exactly as the developer published them. Every price has a date.

A unit that leaves the price list is marked as sold. That is an inference, not a confirmation: developers are not required to say what sold. Each dataset's newest file is read as the whole current offer: a unit it no longer lists is marked as sold, including when no flats are left in the file at all. So is a unit no file has listed for 30 days. Developers publish daily, so a month of silence means a sold-out investment or an abandoned dataset, not a gap in publication. A unit listed without any price is not an offer.

Companies and groups

Developers build each project through a separate special-purpose company. From the National Court Register (KRS) we read each company's shareholders and follow the ownership chain up to the parent — that is how “Pekabex Inwestycje XIV” is placed in the Pekabex group. KRS also gives the registration date, share capital and any liquidation, restructuring or bankruptcy.

Public-records score (0–100; higher = fewer red flags)

Built only from facts anyone can check. The components and their maximum weights:

Components of the public-records score and their maximum weights
ComponentMax. points
Legal status of group companies25
Age of the parent company (years)15
Developments15
Share capital of the parent company10
Sales pace (share sold)10
Adverse events in 2 years10
Joint-stock company at the top of the group5
Price cuts in 90 days (share of stock)5
Developments with a prospectus5

Levels

75–100: low · 60–74: moderate · 45–59: elevated · below 45: high. Without a KRS check no score is given. The weights are a starting point, not a verdict — every component is shown on the developer's page.

“Elevated” or “high” most often means a young company with little capital and a short record in the register — not that something is wrong. It is always worth asking.

AI review

On request, Claude (Anthropic) searches the press, consumer-authority (UOKiK) decisions, insolvency registers and buyer reviews, and writes a review citing its sources. Links the model did not actually retrieve are removed. It is a researcher's note, not legal advice.

Limits

Only some developers give the floor and number of rooms. Locations are derived from addresses (© OpenStreetMap). For information only; not an offer or legal advice.

Sources

  1. National Court Register (KRS)
  2. © OpenStreetMap contributors